Canada Pension Plan payments for October are going out soon and max amounts are over $1,500
You can expect a direct deposit or cheque.
Canada Pension Plan (CPP) payments for October will be issued to eligible individuals soon.
The maximum amounts are more than $1,500, and the average amounts are more than $850!
Service Canada administers this federal benefit through direct deposits and paper cheques.
If you're eligible for the government payment, you can expect to receive money near the end of the month.
Here's what you need to know about CPP, including eligibility, payment amounts, the October payment date, and more.
What is the Canada Pension Plan?
CPP is a monthly retirement pension that's meant to replace part of your income when you retire.
It's a taxable benefit that can also include disability, children's and survivor benefits.
If you qualify for this retirement pension, you'll receive CPP payments for the rest of your life.
Who is eligible for the Canada Pension Plan?
To be eligible to receive CPP, you must:
- be at least 60 years old
- have made at least one valid contribution to the CPP
A valid contribution can be from work you did in Canada or from credits received from a spouse/common-law partner after a divorce or separation.
If you're eligible, you won't automatically get CPP payments. You must apply online through your My Service Canada Account or by mail with a paper form.
The standard age to start CPP is 65, but you can start as early as age 60 or as late as age 70.
Service Canada said starting earlier means smaller monthly payments, and starting later means bigger monthly payments. But there is no benefit to waiting until after age 70 because the maximum monthly amount is reached once you turn 70.
If you apply after age 65, you can request a retroactive start date, which could be as early as 11 months before your application is received, but no earlier than the month after your 65th birthday.
How much money can you get from Canada Pension Plan payments?
The amount of money you get from the pension depends on the age you start receiving it, how much you contributed to the CPP, how long you contributed to the CPP, and your earnings throughout your working life.
The maximum CPP payment amount for 2026 is $1,507.65 per month.
In October, the average CPP payment for new beneficiaries at age 65 is $858.34 per month.
Your retirement pension won't be reduced even if you're still working while receiving CPP.
When is the next Canada Pension Plan payment date?
The next CPP payment date is Wednesday, October 28, 2026.
How do you receive Canada Pension Plan payments?
Service Canada issues CPP payments via direct deposit or cheque.
Your payment will be deposited into your bank account if you have direct deposit set up with Service Canada.
If you don't have direct deposit as your preferred payment method, your CPP payment will be mailed as a paper cheque during the last three business days of the month.
Payments are issued on the scheduled dates each month, but can take a few days to arrive. Since cheques are sent by mail, it can take longer than with direct deposit for you to get money.
You can sign up for direct deposit with Service Canada at any time.
Toronto Crime Stoppers temporarily stops accepting tips after data breach
Toronto Crime Stoppers has temporarily stopped accepting tips after it says more than 175,000 of them were stolen by hackers earlier this year, alongside nearly 15,000 names.
The organization, which allows people to submit confidential crime tips to law enforcement, says in a statement that the tip software it has used since 2018 was hit by a data breach in March.
It says the company that owns the software reported that 176,859 Toronto tips submitted between January 2022 and last November were included in the stolen data, as well as 14,973 names.
Toronto Crime Stoppers says the company, Navigate360, has not disclosed whether the names are of people who submitted tips, are named in them, or both, nor has it provided the text of the stolen tips, despite repeated requests.
The Toronto program pause comes after CBC reported that 1.5 million tips submitted to Canadian Crime Stoppers programs over the last 25 years were exposed in a massive data breach.
Toronto Crime Stoppers says it didn't stop accepting tips sooner because Navigate360 initially said in April that Toronto data had not been taken, and when the company later said Toronto data was affected, it did not say what information was exposed.
It says it is working on a "safer way" to take tips and will share details in the coming days.
Toronto police say they are aware of new information regarding the breach, which they say "raises serious concerns regarding the protection of confidential information provided through the Crime Stoppers program."
The force says it has suspended its use of the program while it reviews the new information and assesses the additional measures being put in place at the organization.
This report by The Canadian Press was first published Oct. 22, 2026.
Copyright 2026, The Canadian Press. All rights reserved.
There's a new addition to your holiday to-do list and it's not another gift to buy
The easiest thing to check off your list this year ✅
Flannel, crunchy leaves and warm cider aren't the only things that come with this time of year. October also generally signals the beginning of flu season, with colder weather and more time spent indoors making it easier for viruses to spread.
And with the holiday season just around the corner, the last thing anyone wants is to miss out on festive parties, cozy get-togethers and all the fun because of the flu. Getting your flu shot is one simple way to help reduce your risk of getting sick and keep holiday FOMO at bay.
Luckily,free flu (influenza) vaccinations are available to adults in most provinces and territories, making it easier to protect yourself and those around you (and not miss out on the festivities). But despite the broad availability of the free vaccine, surprisingly few people are getting it.
According to a recent survey commissioned by Rexall, less than half of the people who responded (44%) know they're eligible for a free flu shot, and only 26% say they have gotten or intend to get vaccinated this season.
The same pattern shows up with the COVID-19 vaccine: Only 36% are aware of their eligibility, and only one-fifth have plans to get the shot.
When asked what would make vaccination easier, 41% of respondents pointed to free availability, while 34% cited walk-in access — two things that are already happening.
If you've just learned that you might be eligible for a free flu or COVID-19 shot, the next thing to do is to talk to your pharmacist and see what your options are.

At Rexall, for example, you can book an appointment online or walk in to participating locations. Rexall even offers mobile flu clinics for workplaces, retirement homes, post-secondary campuses and more.
COVID-19 + Flu A&B panel tests are also available over the counter at Rexall pharmacies and can give you results at home in just 15 minutes. If you test positive for flu or COVID-19, your pharmacist can help you manage your symptoms — whether through prescription treatment* or over-the-counter relief.
Flu season may already be here, but that doesn't mean you should worry about missing out on all the fun. Visit Rexall and speak with a pharmacist to learn more about vaccine eligibility and get your flu vaccine before the flu gets in the way of your holiday plans.
Vaccination subject to availability and eligibility.
*Prescription treatment subject to availability and eligibility.

Canada Morning Brief: What You Need To Know For June 28
Including how to get a breezy summer job catching 18-foot pythons in Florida.
Good morning — Andrew from Narcity here! ☕
Reminder: you have three more days to stock up on supplies ahead of Canada Day store closures on Friday.
Psst... You can now sign up for the soon-to-launch email version of the Canada Morning Brief right here.
In Case You Missed It
1. Canadian Government Promises Streamlined ArriveCan
The feds will try to alleviate some of the country's airport delays by making the ArriveCAN software "faster and easier" to use, Lisa Belmonte writes. Starting today, those arriving at Toronto Pearson or Vancouver International can use the ArriveCAN app or website to make their customs and immigration declarations up to 72 hours in advance.2. Ex-Leafs Star Kadri Calls Out His Detractors After Cup Win
Shortly after winning his first career Stanley Cup — and as the first Muslim player to ever do so — Nazem Kadri wasted little time addressing his haters, particularly those who doubted him during his decade with the Toronto Maple Leafs. After tallying 15 points in 16 games en route to the Colorado Avalanche's title win, the 31-year-old said those who thought he was a "liability" due to his abrasive playing style could "kiss (his) ass." Josh Elliott has the full story here.
3. Why You Should Visit Alberta Instead of BC This Summer
There's a minor feud brewing on Narcity's western Canada desk, with writers from the country's two western-most provinces squaring off over their summer travel itineraries. This weekend, however, Calgary-based Charlie Hart actually had lifelong Vancouverite Ashley Harris agreeing with some of her takes on Alberta's superiority over British Columbia. Here's why you should visit the Princess Province this summer.
4. Who's Mans From Toronto Is This?
The stars of the new Netflix action comedy The Man from Toronto have already apologized for the deeply offensive affront of... not pronouncing "Toronto" authentically. However, there were actually more than a handful of obvious tells that neither Kevin Hart nor Woody Harrelson's characters were actually from Hogtown. Tristan Wheeler breaks down the list here.
5. A New Way To Explore Niagara Falls
Starting on Canada Day, visitors to Niagara Falls will be able to experience the signature landmark by questing 2,200 feet down through a cavernous, underground tunnel. Those who brave the trek are rewarded with a new panoramic vantage point from which to view both the Horseshoe and American Falls. For what you need to know before you visit, Madeline Forsyth has the deets.
5 Things You Need To Know Today
🎉 HOLIDAYS
There are a bunch of completely legit holidays taking place today, particularly stateside, where Americans will observe such sacred occasions as National Insurance Awareness Day, National Logistics Day and National Tapioca Day. Exciting!
🎾 WIMBLEDON
Canada's Rebecca Marino fell on the first day of Wimbledon but the three remaining Canucks competing in singles play — Bianca Andreescu, Felix Auger-Aliassime and Denis Shapovalov — are all in Round 1 action today at the All England Club.
⚾ BASEBALL
As far as midseason, Tuesday night games go, tonight's clash with the visiting Boston Red Sox could be a big one for Toronto. The Blue Jays can leapfrog Boston for second place in the AL East with a win. First pitch comes at 7:07 p.m. ET.
🐍 JOB ALERT
Those looking for a relaxing way to make a few bucks this summer should head down to South Florida, where a program will pay you $10-15 an hour (plus bonuses) for capturing pythons — like the 18-foot monster that was recently caught in the Everglades.
🎂 BIRTHDAYS
Expect Elon Musk to mark the 51st occasion of his birth by tweeting something absolutely exhausting. Happy 31st birthday to Belgian soccer star Kevin De Bruyne — who Canada will see in Group Stage play at the FIFA World Cup this fall. Say anything to John Cusack — but especially "happy birthday," since he turns 56. Former MTV monopolizer Rob Dyrdek is 48, making millennials of a certain vintage feel especially ancient.
Thanks for reading the Canada Morning Brief — the Ridiculousness to Narcity's Fantasy Factory.
Soon, you will be able to get our newsletter straight to your inbox. Until then, I'd love to know what you liked (and disliked) about today's edition at andrew.potter@narcity.com.
Have a great day and see you back here tomorrow!