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December 05, 2022, 10:50 AM
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Canada Pension Plan payments for October are going out soon and max amounts are over $1,500
You can expect a direct deposit or cheque.
Roman Romaniuk | Dreamstime
Canada Pension Plan (CPP) payments for October will be issued to eligible individuals soon.
The maximum amounts are more than $1,500, and the average amounts are more than $850!
Service Canada administers this federal benefit through direct deposits and paper cheques.
If you're eligible for the government payment, you can expect to receive money near the end of the month.
Here's what you need to know about CPP, including eligibility, payment amounts, the October payment date, and more.
What is the Canada Pension Plan?
CPP is a monthly retirement pension that's meant to replace part of your income when you retire.
It's a taxable benefit that can also include disability, children's and survivor benefits.
If you qualify for this retirement pension, you'll receive CPP payments for the rest of your life.
Who is eligible for the Canada Pension Plan?
To be eligible to receive CPP, you must:
- be at least 60 years old
- have made at least one valid contribution to the CPP
A valid contribution can be from work you did in Canada or from credits received from a spouse/common-law partner after a divorce or separation.
If you're eligible, you won't automatically get CPP payments. You must apply online through your My Service Canada Account or by mail with a paper form.
The standard age to start CPP is 65, but you can start as early as age 60 or as late as age 70.
Service Canada said starting earlier means smaller monthly payments, and starting later means bigger monthly payments. But there is no benefit to waiting until after age 70 because the maximum monthly amount is reached once you turn 70.
If you apply after age 65, you can request a retroactive start date, which could be as early as 11 months before your application is received, but no earlier than the month after your 65th birthday.
How much money can you get from Canada Pension Plan payments?
The amount of money you get from the pension depends on the age you start receiving it, how much you contributed to the CPP, how long you contributed to the CPP, and your earnings throughout your working life.
The maximum CPP payment amount for 2026 is $1,507.65 per month.
In October, the average CPP payment for new beneficiaries at age 65 is $858.34 per month.
Your retirement pension won't be reduced even if you're still working while receiving CPP.
When is the next Canada Pension Plan payment date?
The next CPP payment date is Wednesday, October 28, 2026.
How do you receive Canada Pension Plan payments?
Service Canada issues CPP payments via direct deposit or cheque.
Your payment will be deposited into your bank account if you have direct deposit set up with Service Canada.
If you don't have direct deposit as your preferred payment method, your CPP payment will be mailed as a paper cheque during the last three business days of the month.
Payments are issued on the scheduled dates each month, but can take a few days to arrive. Since cheques are sent by mail, it can take longer than with direct deposit for you to get money.
You can sign up for direct deposit with Service Canada at any time.
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Korchinski-Paquet's mother makes new allegation against police at coroner's inquest
Korchinski-Paquet inquest grapples with new claim
THE CANADIAN PRESS/Chris Young
A coroner's inquest into the death of Regis Korchinski-Paquet is scrambling to find a way forward after the Toronto woman's mother unexpectedly made a new allegation against police officers during her testimony this morning.
Korchinski-Paquet fell from her 24th-floor balcony in the late afternoon of May 27, 2020, while police officers were in the west-end apartment she shared with several family members.
As she described her memories of that day, Claudette Beals told the inquest this morning that she saw officers push her daughter toward the balcony, prompting lawyers for several of the parties to raise concerns in the absence of the jury about previously undisclosed evidence.
Among them were lawyers representing the officers at the scene, who said their clients weren't given a chance to respond to the allegation when they testified earlier this week.
The presiding coroner has called a recess so that counsel can discuss how to proceed.
The inquest has heard Korchinski-Paquet had a history of seizures from epilepsy, often followed by erratic and aggressive behaviour, and had experienced two seizures earlier in the day before police were called over a disturbance involving knives.
One of the province's police watchdogs later cleared the officers of wrongdoing in the fatal fall, which it said happened as she was trying to move from her apartment's balcony to a neighbour's.
The inquest's scope includes how first responders are informed and trained about epilepsy but is not meant to examine the various watchdog investigations into the case.
"There's lots of good things to explore about epilepsy, about public support for families, about awareness of postictal delirium, about police response and how those two can intermingle," presiding coroner Dr. David Cameron said before the recess.
"We've explored lots of great things during this inquest and everyone has worked really well together ... and now we've got a bit of a problem and we'll have to work through it."
This report by The Canadian Press was first published Oct. 22, 2026.
Copyright 2026, The Canadian Press. All rights reserved.
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PSPP veut instaurer 3 semaines de vacances pour tous au Québec : Voici quoi savoir
Une priorité sur laquelle il ne perd pas de temps. 👀
Lors de l'assermentation de son cabinet ministériel ce mercredi 21 octobre, le premier ministre Paul St-Pierre Plamondon a promis aux Québécois et aux Québécoises qu'un minimum de trois semaines de vacances payées serait accordé aux travailleurs et travailleuses de la province.
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C'est du moins ce qu'il a laissé entendre en présentant le mandat de son nouveau ministre du Travail, de l'Emploi et de la Solidarité sociale, Mathieu Lebrun.
« Vous aurez notamment comme mandat d’honorer nos engagements électoraux en matière de normes du travail, entre autres par l’instauration d’un minimum de trois semaines de vacances », a-t-il déclaré.
Le Parti québécois (PQ) soutient que cette promesse faisait bel et bien partie de sa plateforme électorale, bien qu'aucune annonce publique n'a été faite durant les 39 jours de campagne.
En feuilletant la plateforme électorale 2026 du PQ, on constate effectivement que l'engagement d'instaurer un minimum de trois semaines de vacances payées dans les normes du travail figure dans la section consacrée à la famille.
À l'heure actuelle, la Loi sur les normes du travail prévoit un jour de vacances par mois complet de service continu pour les personnes qui travaillent chez un même employeur depuis moins d'un an, et deux semaines de vacances pour celles qui comptent entre un et trois ans de service continu.
Après trois ans de service continu, les personnes salariées ont droit à un minimum de trois semaines de vacances. Les employeurs peuvent toutefois en offrir davantage.
Quelles sont les autres promesses du PQ pour les familles?
Les trois semaines de vacances payées sont loin d'être le seul engagement du Parti québécois pour faciliter la vie des familles.
Dans sa plateforme électorale de 2026, la formation politique promet notamment de créer 10 000 nouvelles places en CPE d'ici quatre ans, en plus des 15 000 déjà en cours de réalisation, pour un total de 25 000 places supplémentaires d'ici 2030.
Le PQ souhaite également bonifier les allocations familiales jusqu'à 700 $ pour les troisième et quatrième enfants, en plus d'améliorer le Régime québécois d'assurance parentale (RQAP). Il propose notamment de garantir des prestations minimales de 300 $ par semaine, d'augmenter les taux de remplacement du revenu et de permettre aux parents d'utiliser leurs prestations sur une période de trois ans.
Parmi ses autres promesses, on retrouve le remboursement des deuxième et troisième cycles de fécondation in vitro, la prolongation du suivi postnatal des sages-femmes de six semaines à quatre mois et des mesures fiscales pour faciliter l'accès à la propriété grâce au transfert de REER des parents vers leurs enfants.
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